Domestic Helper Insurance
Domestic helpers are an important part of your household, contributing to the smooth running of daily life.
Boubyan Takaful’s Sharia-compliant Domestic Helper Insurance is designed to provide comprehensive cover for household workers, ensuring both their well-being and your peace of mind.
This policy provides compensation in the event of death or personal injury resulting in permanent disability. It also covers repatriation expenses in case of death or total permanent disability. Additional benefits can include personal accident and sickness riders, giving you and your domestic staff complete financial protection.
Coverage
Accidental Death
Coverage in the event of death due to an accident.
Permanent Total Disability (Accident)
If a person becomes totally and permanently unable to perform their current job or any other work as a result of an accident
Permanent Total Disability (Sickness)
If a person becomes totally and permanently unable to perform their current job or any other work as a result of sickness
Permanent Partial Disability (Accident)
Percentage of permanent physical disability due to an accident
Permanent Partial Disability (Sickness)
Percentage of permanent physical disability due to sickness.
Repatriation Expenses
Covers the expenses of transporting the deceased or the permanently total disabled to their hometown
What’s Covered?
- Accidental Death: 100% coverage
- Permanent Total Disability (Accident or Sickness): 100% coverage
- Permanent Patial Disability (Accident or Sickness): Percentage of 100%
- Repatriation Costs: Cover for the transportation of remains to the home country in the event of death or Permanent Total Disability.
- 24-Hour Coverage: Cover applies 24/7 within the borders of Kuwait only.
What’s Not Covered?
Certain situations are not covered under this policy, including:
- Specific Medical Conditions: Cases involving AIDS, epidemic diseases, or any similar syndromes as recognized by the World Health Organization (WHO).
- Illegal Activities: Incidents occurring while the insured is engaging in an illegal act, a breach of law, or any criminal activity.
- Self-Inflicted Injury: Intentionally self-inflicted injury, suicide, or attempted suicide (regardless of the individual's mental state).
Please refer to the Policy Wording for the list of exclusions
Frequently Asked Questions
Get in Touch with our Domestic Helper insurance Experts
Contact us via your preferred channel, and our Domestic Helper insurance experts will provide prompt, professional guidance and support.
Making A Claim?
If something happens, we’re here for you. You can get our attention online or give us a call
Contact Numbers
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