Household Insurance
Your home is more than just a place — it’s where memories are made and loved ones gather.
With Boubyan Takaful’s Sharia-compliant Household Insurance, you can enjoy peace of mind knowing that your home and its contents are financially covered against unexpected risks such as fire, theft, floods, storms, explosions, and other unforeseen damages. This coverage helps you manage potential financial losses and focuses on what matters most, your family and your future.
Whether you are the owner or tenant of a villa, apartment, or any other residence, Boubyan Takaful’s home insurance solutions are designed to offer comprehensive protection from unforeseen events and the financial impact they may cause.
Key Features
Comprehensive Home Coverage
Covers your home and belongings against fire, theft, floods, and other unexpected damages.
Home Contents Insurance
Covers furniture, electronic devices, and appliances against damage or loss resulting from a covered incident.
Alternative Accommodation and Rent Reimbursement
Covers the cost of alternative housing if your home becomes uninhabitable, and provides rent reimbursement for tenants during the recovery period.
Coverage for Valuable Personal Belongings
Includes gold jewelry, valuable artwork, and other high-value personal items.
What’s Covered?
- Buildings: Your home and attached structures are protected against fire, lightning, explosion, storms, floods, burglary, third-party vehicle collisions, earthquakes, and falling aircraft.
- Contents: Coverage for personal belongings inside the home, including furniture, electronics, clothing, and luggage. Note: Excludes jewelry, gold, vehicles, boats, cash, and documents.
- Loss of Rent / Temporary Accommodation: Compensation for temporary housing costs or lost rental income if your home becomes uninhabitable due to an insured event.
- Third-Party Liability: Coverage for legal liability arising from bodily injury to others or accidental damage to their property.
What’s Not Covered?
As with all insurance plans, certain situations aren’t covered — such as:
- Damage caused intentionally by the insured or their family members, as well as loss due to war or terrorism.
- Theft occurring without signs of forced entry.
- Pre-existing or undisclosed damages.
- Properties left unoccupied for more than 30 consecutive days without prior notice to the company.
Please refer to the policy wording document for the list of exclusions
Frequently Asked Questions
Get in Touch with our House Insurance Experts
Contact us via your preferred channel, and our House insurance experts will provide prompt, professional guidance and support.
Making A Claim?
If you need to file a claim, you can do so easily online through our website or app, or by contacting our dedicated claims team for direct assistance.
Contact Numbers
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